Why do I need a will?

Everyone should have a Will regardless of whether you have a lot of money or assets or not.  A Will does more than devise assets. It provides a written record of your wishes after your death.  It allows you to not only decide how your property will be distributed upon your death, but for parents with minor children, it is a means for you to decide who will act as guardian to your children if something happens to you. A will can also help reduce or eliminate the risk of family disputes after your death. It also allows you to name the person you would like to be in charge of managing your estate.  If you do not have a will, state law and the courts determine who will receive your property after you are gone, and will also determine who takes care of your minor children.